Bernard Immel
Plus
Accepting New Clients
Email Agent | |
Website | http://www.bgifinancial.ca/ |
Team | Solo |
Company | Bgi Financial |
Phone |
250-682-****
250-682-8267
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Cell | |
Fax | 177-873-88338 |
Address | 102 - 418 St. Paul Street |
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Mortgage Broker's Rating Summary
Rating Summary
Response Rate | 5 % |
Overall Rating |
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Professionalism Rating |
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Success Ratio | 100 % |
Recommend Ratio | 100 % |
We Work For You! We don’t work for any of the banks, we work for YOU! We advocate your best qualities to multiple lenders and negotiate the best terms, conditions, rates and products for YOU! A bank specialist works for their bank so they can only offer you their institution's products, and the negotiating is left up to you also. We have 20+ lenders so our clients get the most options and solutions that they normally wouldn’t have access to. Because we have so many options we provide an unbiased expert opinion with your best “interests” always coming first! The best part is you don’t have to pay us because banks or lenders pay us a “finders fee” AFTER you have been approved, so you’re always our top priority! Unlike a banker who gets paid every second Friday and has far less incentive. We are licensed and have completed strenuous training through UBC Sauder School of Business/Real Estate and Mortgage Institute of Canada Inc. (REMIC); Bank Specialists require no formal training and their focus is also divided with other credit accounts.
Bernard and his staff are very knowledgeable.Bernard played the numbers to help us make the most out of our budget Chynna made the most with rhe lenders and fought for us to get the best deal up to the last day before closing even getting us a lower rate at the end Shovonna,Chynna and Bernard are in constant communication with each other constantly working on our file to help us get through the process with little to no hiccups and the hiccups we did encounter was not their fault but dealt with it for us so we can have everything ready for closing. All in all I would recommend bgi finacial for anyone trying to purchase or get help tapping into your home equity thank you so much Bernard,Chynna and Shovonna for all your hard work. - Matthew
Bernard has helped me out with multiple purchases over the years and has gone the extra mile on each one. Communication was outstanding with helping us closed over the Christmas holidays and while we were on the beach in Dominican. He has a vast knowledge of mortgages and has helped us understand pros/cons of various terms, down payment amounts and options. I would highly recommend Bernard....Oh I forgot the most important part, he helped us find the best rate! - Spencer
Bernard and his team worked tirelessly to find me the best deals and rates. I will continue to work with him and would highly recommend his business to anyone in need. - Regan Chmilar
In 2023 Bernard and his team worked hard to secure me a new lender when my mortgage came up for renewal. They persevered and worked magic to find the best outcome for my needs. They were very patient and friendly and answered all my questions throughout the process. They were easily reached and had a clear process for submitting documents back and forth online. I have confidence they can handle even the most complicated of situations. Although the entire process took a little longer than expected, I would recommend Bernard and his professional team. - June
Working with Bernard and his team was painless and simple for me as a first time home buyer. I would definitely work with them again in the future. I would highly recommend. - Chris
Bernard and his team was absolutely amazing from start to finish. Team cares and very easy to work with. This was our first home and thing was moving fast and the holiday was upon us, but through all Bernard and team was there with us. Our main contact Chynna, an amazing lady. She is very knowledgeable, easy to talk too. The BGI Financial team honest, hard work and knowledgeable. I will definitely be using this team again and i will cont. to refer them to others. Thank you so very much Bernard, Chynna and team - Kaefeir
Bernard did great and helped us at every turn for our home purchase. I would recommend 10/10! Bernard and His team were very quick with responses and helping our every need. - Steven
Bernard was very helpful and knowledgeable. He was always available for questions and provided guidance on all the necessary documentation required for the process. He made us feel at ease and not anxious about the process - Amy
Excellent service and team. I would recommend him to anyone!. He made the process very easy. He was responsive and professional. The transaction went ahead without any problems. Explained everything well and was patient with my questions. Very nice man! - Cory
Great honest guy. Supported the best options for myself to assist my son in the purchase of his home. Responded to all our questions and needs promptly. Very professional with our complicated way to buy and secure this mortgage. - Katherine
Was a complicated sale, with some roadblocks. Was a vacation property and thus subject to a bunch of rules not found with a primary residence, but all the hoops were jumped through and sorted out in the end and the sale went through! - Kristina
Bernard was very helpful and easy to work with. He guided us through the process and ensured we were up to date at all times. We would absolutely recommend Bernard to anyone looking to purchase a new home. - Allyson
Bernard was a fantastic broker. He didn’t just give me a run-a-round like a lot of brokers do. He was punctual, he was on point, he understood what I needed and he got it done. - Connor
I have used Bernard twice now and recommend anyone I know to use him as well. He is very knowledgeable and can help guide you through the process. He can help take the fear out of the buying process. - Nick Watson
Great guy to deal with. Went that extra mile when others would not. Took the time to explain all my options. Keeps me up to date if changes need to be made. Actual service is hard to find these days, you'll find it here. - Dion L'Hirondelle
Bernard was very helpful. He was quick to respond to any of our needs. Very knowledgeable and efficient at his job. I would 100% recommend him to anyone else looking for his acquired set of skills. Thanks for all your help Bernard!! - Jamie
Bernard was excellent helping us get a mortgage. Very professional and would recommend him and his team to anyone. Communication was excellent and was always available to answer any questions we might have. - Reese
This was a mortgage refinance as we had been on a variable rate mortgage. Bernard was "on the ball" and was able to meet our needs. His attention to detail was superb, and his quality assurance process was invaluable helping us avoid any pitfalls. - Roy A Davidson
My friend recommended I speak with Bernard and couldn’t be happier with the results I got with my mortgage. He was helpful and very knowledgable in every step of the way during the application / process. Would strongly recommend. - Ryan
Bernard was very knowledgeable so he was able to answer all of my questions and help me understand things I didn’t know. He was also quick with all his responses. I will be contacting him for my next purchases and recommend him to anyone looking to buy a home. - Jessie
Bernard has been very helpful to my partner and I. He helped us through our last house purchase in 2022 and has been very helpful through our hunt to finding the next house (which we have not been quick with). Him and his team are very prompt with answering our many questions and giving us all the information we need. - Sage
I did all business with Bernard for my last 3 mortgage applications online and it was seamless! Couldn't ask for a better broker. Would definitely recommend and will use again! - Laura Gallacher
Bernard was so helpful and took away a lot of stress with buying a house. He made sure to not leave any stones unturned to be able to get me the place I wanted. - Courtney
Bernard is great to work with. He is knowledgeable and up-to-date on everything. We love how creative his thinking is. We would definitely recommend his services. What are you want for? - Shelley Davidson
Bernard was super knowledgeable and was able to answer all of our concerns. His team provided a fast and efficient service. We'll definitely reach out to him on our next purchase. - Michelle
Bernard is always beyond helpful and can answer any questions we have. He has always helped us far past what any other professional can and makes it easier and a lot less stressful. - dalton mack
Bernard and been my mortgage broke for several mortgage renewals. Bernard and his team were great replying to questions and providing the necessary information when requested. I would reccomend potential buyers to consider Bernard. - Rosemarie
Bernard was extremely helpful and supportive. He was even on vacation on the other side of the world... He still responded promptly, and had our mortgage approved while vacationing! Bernard was polite, respectful, helpful, and I would recommend him to all of my family and friends. - Leah
Bernard was easy to deal with. He is very kind and patience. He is always ready to listen and answer my questions. He is detail-oriented and thorough. To him every customer is important and he takes his time to understand my needs and concerns. I will definitely use him again. I will recommend him to friends and family. - Calistus Edioke
Bernard Immel and his team was super helpful and guide us professionally throughout all process of the purchase of our new home 10/10 for him and his team he's highly recommended - Juan Rebottaro
Bernard and his team were on the ball and a step ahead during the whole process. Highly recommend him. He steered me in the right direction when it came to choosing a real estate agent and lawyer. - Josh
Bernard team is fast in action and reliable. They help you with all your need and injuries about mortgage. They find a better rate possible. They work hard and no weekend or holiday if you need to talk to them. - Jemima
Bernard is very personable with his clients. It is important to him when he specifies details of the mortgage agreement that the customer understands. This shows he is a man of integrity so Bernard is definitely a broker whom l would use again in the future. - Jeannette Souliere
Excellent service and very knowledgeable in his craft. Highly recommend. He communicated very quickly and made the process easy. Once we provided our info, he found us a lender to complete the refi on our home. We look forward to doing the next deal with him. - Michael Letterlough Letterlough
Bernard is a very knowledgeable broker. He is ver pleasant to work with. Responds in a timely manner. I will strongly recommend Bernard to my family and friends - Calistus Edioke
All around good experience - Chad
Beyond pleased with the knowledge, speed, and strategic solution seeking work of Bernard and his team. This was my 7th mortgage, and I have never had solutions and service like this before. For this particular home I was acquiring, I was first denied by my bank. They said it wasn’t possible. Not only did Bernard get me approved, he also helped me pay off all my debts and have money left over at the end. I recommend that everyone goes to Bernard of BGI financial! - Natalie Ego
Bernard and his team at BGI Financial were great. Quick and efficient and getting back to me when I needed further communication. They reply quick by email and text as well as telephone calls! They take the time to explain. - Rosemarie Van Tol
Bernard not only helped me from start to finish he continues to support my financial decisions and has helped above and beyond. I am so grateful I chose Bernard to be my mortgage broker. - Melody Tompkins
It was a pleasure working with Benard and his team. They are very professional, personable, knowledgeable and made the major work in such a short time period Thank you Benard and team! - Maureen Macdonald
We were first time home buyers and everyone at Bernard Immel was very knowledgeable and helpful. They made the process much easier and we will you them again in the future. - Mykaela Woods
Transaction took slightly longer than expected but in the end the timing for having the transaction finalized worked out perfect. Great job done by Bernie and his team and would recommend to friends in the market to purchase a home. - Vincent Kapinus
Bernard has been always professional in his work, and very helpful with giving advise, as to which direction to go with our mortgage. Explains mortgage details well. Never had to wait long for Benard to email, or call us back. Dealing with a honest agent is a priority, when it comes to investing our money. Thankyou. - Kathy Smith
Great mortgage broker, knowledgeable, and always goes above and beyond to get the best rates! Everything was done online and was very user-friendly. Bernard's whole team was excellent. Highly recommended! - Selena Emslie
Very knowledgeable..used him for our last 3 mortgages. I will use Bernard in the future for all of my mortgage needs. I would recommend Bernard to anyone that is looking for a mortgage broker. - Calvin Smith
Great Service, Bernard and his team were able to quickly and efficiently gather all of my neccessary information and help me acquire my financing in a timely manner. - Kenneth Smith
Bernard was very helpful. He helped us to get out mortgage sorted out Professionally. We are so thankful for everything he did for us. God bless him abundantly. I 100% recommend Bernand snd his wonderful team. Thank you again.. - Matt & Hayfaa Nicholson
Bernard brought more to the table then your everyday Mortgage broker. Helped me out even out of province! Very responsive and he has an awesome staff behind him! Rockstars Thank you sir! - Brent Meier
Bernard went above and beyond all our expectations. He was able to refinance our rental property and allow us to purchase another property all within 10 business days. His team was very professional and I would absolutely use him again! - Marcellus Neufeld
Reply: Thanks so much for your kind review, Marcel! We look forward to helping you grow your rental portfolio :)