Working with Manny was a wonderful experience. Manny was very responsive and many times it felt like he picked up the phone before it even rang. He always returned my calls. Had a wealth of knowledge and was always happy to share it. When I started to work with Manny I was in a lot of Debt. Manny helped me consolidate my debts , renewed my mortgage and freed equity from my house allowing me to invest in an investment proprietary . I went from a financially struggling individual to a landlord in less then 3 months. My credit score is now higher , I am more relaxed and Mannys advice even improved my relationship with my wife. Manny is well connected and always "Has a Guy" You need Manny in your life.